Deposit Products

Choose from a range of deposit products tailored for short-term liquidity, steady monthly savings, or long-term wealth building.

Fixed Deposit

Tenure7 days to 10 years
Min. Amount₹1,000
Interest RateUp to 8.50% p.a.
PayoutMonthly / Quarterly / Maturity
  • Loan against FD available
  • Auto-renewal facility
  • Nomination facility
  • Senior citizen bonus rate
View Rates Application Form

Recurring Deposit

Tenure6 months to 10 years
Min. Amount₹100/month
Interest RateUp to 8.00% p.a.
PayoutAt maturity
  • Flexible monthly installments
  • Pre-mature withdrawal allowed
  • Nomination facility
  • Standing instruction facility
View Rates Application Form

Cumulative Deposit

Tenure1 year to 5 years
Min. Amount₹5,000
Interest RateUp to 8.25% p.a.
PayoutCompounded quarterly
  • Higher returns on lump sum
  • Interest compounded quarterly
  • Nomination facility
  • Suitable for long-term goals
View Rates Application Form

Tax Saving Deposit

Tenure5 years (lock-in)
Min. Amount₹10,000
Interest RateUp to 7.75% p.a.
PayoutAt maturity
  • Tax deduction under 80C
  • Maximum ₹1.5 lakh per year
  • Lock-in period of 5 years
  • Nomination facility
View Rates Application Form

Daily Deposit Scheme

Tenure1 to 5 years
Min. Amount₹50/day
Interest RateUp to 7.50% p.a.
PayoutAt maturity
  • Door-step collection
  • Ideal for small businesses
  • Flexible daily amounts
  • Maturity benefit
View Rates Application Form