Loan Products
Vehicle Loan
Interest Rate9.50% - 12.00%
Max TenureUp to 7 years
Margin15-25%
SecurityHypothecation of vehicle
Eligibility
Salaried / self-employed, age 21-65
Key Features
- New & used vehicles
- Quick processing
- Flexible EMI
- Minimal documentation
Documents Required
- ID proof
- Address proof
- Income proof
- Quotation or invoice
- Driving license
Gold Loan
Interest Rate8.50% - 11.00%
Max TenureUp to 12 months
Margin25%
SecurityPledge of gold ornaments
Eligibility
Any individual with gold collateral
Key Features
- Same-day disbursement
- No income proof needed
- Secure vault storage
- Bullet repayment option
Documents Required
- ID proof
- Address proof
- Gold for assessment
Business / MSME Loan
Interest Rate10.50% - 13.50%
Max TenureUp to 5 years
Margin20-30%
SecurityCollateral / CGTMSE
Eligibility
Registered business with 2+ years of operations
Key Features
- Working capital
- Term loan
- CC/OD facility
- CGTMSE support
Documents Required
- Business registration
- ITR (3 years)
- Bank statements
- Property documents
- GST certificate
Kisan Credit Card (KCC)
Interest Rate7.00% - 9.00%
Max TenureAnnual renewal
MarginAs per RBI norms
SecurityAgricultural land
Eligibility
Farmers with cultivable land
Key Features
- Subsidized interest
- Crop and allied activities
- Accident cover
- Easy renewal
Documents Required
- 7/12 extract
- ID and address proof
- Crop details
- Land records
Term Loan (Secured)
Interest Rate10.00% - 13.00%
Max TenureUp to 7 years
Margin25-30%
SecurityImmovable property
Eligibility
Salaried / self-employed
Key Features
- Competitive rates
- Flexible repayment
- Part-prepayment allowed
- Top-up facility
Documents Required
- ID proof
- Income proof
- Property documents
- Valuation report