Savings & Current Accounts

Savings Accounts

Regular Savings Account

Min Balance: ₹500
Interest: 3.50% p.a.
  • ATM / Debit Card
  • Mobile Banking
  • UPI Access
  • Cheque Book
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BSBDA (Basic Savings)

Min Balance: Zero
Interest: 3.00% p.a.
  • No minimum balance
  • ATM Card
  • Limited transactions
  • Financial inclusion
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Bal Bachat (Kids Account)

Min Balance: ₹100
Interest: 4.00% p.a.
  • For minors below 18
  • Joint with parent / guardian
  • ATM Card at 10+
  • Savings habit building
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Premium Savings Account

Min Balance: ₹25,000
Interest: 4.50% p.a.
  • Higher interest
  • Priority service
  • Free RTGS/NEFT
  • Locker preference
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Current Accounts

Regular Current Account

Min Balance: ₹5,000
  • Unlimited transactions
  • Cheque book
  • Internet banking
  • RTGS/NEFT

MSME Current Account

Min Balance: ₹2,500
  • Lower minimum balance
  • Business loan access
  • CC/OD facility
  • Trade finance support

Trust / Society Account

Min Balance: ₹5,000
  • Multiple signatories
  • Resolution-based operations
  • Audit records support
  • Dedicated service desk

Documents Required

PAN Card Aadhaar Card Passport-size Photos (2) Address Proof Income Proof (for premium) Introduction by existing account holder Entity documents (for current accounts) Board Resolution (for trusts / societies).