Savings & Current Accounts
Savings Accounts
Regular Savings Account
Min Balance: ₹500
Interest: 3.50% p.a.
- ATM / Debit Card
- Mobile Banking
- UPI Access
- Cheque Book
BSBDA (Basic Savings)
Min Balance: Zero
Interest: 3.00% p.a.
- No minimum balance
- ATM Card
- Limited transactions
- Financial inclusion
Bal Bachat (Kids Account)
Min Balance: ₹100
Interest: 4.00% p.a.
- For minors below 18
- Joint with parent / guardian
- ATM Card at 10+
- Savings habit building
Premium Savings Account
Min Balance: ₹25,000
Interest: 4.50% p.a.
- Higher interest
- Priority service
- Free RTGS/NEFT
- Locker preference
Current Accounts
Regular Current Account
Min Balance: ₹5,000
- Unlimited transactions
- Cheque book
- Internet banking
- RTGS/NEFT
MSME Current Account
Min Balance: ₹2,500
- Lower minimum balance
- Business loan access
- CC/OD facility
- Trade finance support
Trust / Society Account
Min Balance: ₹5,000
- Multiple signatories
- Resolution-based operations
- Audit records support
- Dedicated service desk
Documents Required
PAN Card
Aadhaar Card
Passport-size Photos (2)
Address Proof
Income Proof (for premium)
Introduction by existing account holder
Entity documents (for current accounts)
Board Resolution (for trusts / societies).